ClearFloorDealer floorplan lending deserves better software.
Your team shouldn't need another spreadsheet.
ClearFloor is floorplan lending software built for community banks — the portfolio view, per-unit ledgers, and curtailment controls the big-lender systems never gave you, without the enterprise price or the six-month implementation.
Floorplan lending didn't outgrow paper. The software just never showed up.
Most community banks still run dealer floorplan the way they did in 1995 — spreadsheets, shared drives, and a stack of dealer-submitted reports. The loan volume is too large and the risk too real to keep managing it that way.
- Floorplan loans live in spreadsheets, shared folders, and email threads
- Generic commercial-lending systems were never built for per-unit inventory lending
- Dealer audits mean phone calls, PDFs, and a full day of reconciliation
- Nobody can answer “what is this VIN's payoff?” in under five minutes
Visibility, risk control, and organization — in software your team can actually use.
Every floored unit at every dealer — outstanding principal, line utilization, and aging — live and current, not last month's export.
Per-vehicle ledgers show purchase, advances, curtailments, and payoffs by VIN. When a dealer's inventory turns, you can see it the day it happens.
Automatic aging and curtailment tracking at 90 days surfaces stale units early, so you collect curtailments on schedule instead of discovering problems at renewal.
Bank → Program → Dealer → Vehicle → Ledger. Every dollar traces to a unit, and every unit traces to the dealer and program that backs it.
Built to feel like the spreadsheets your team already trusts — clear tables, plain numbers, nothing to configure before your first look.
Dealers check their own line, inventory, and payoff quotes themselves. Your staff stops being the reporting department.
Walk through the demonstration workspace to see exactly how your portfolio, dealers, and ledgers would look in ClearFloor.
Your dealership's line, without the phone tag.
If your bank floors inventory through ClearFloor, you get a portal built for running the lot — not for reading a bank report.
Enter the dealer portal- Your line, your inventory, your numbers — never another dealer's
- Payoff and days-on-floor for every unit, updated as the bank posts activity
- Statements and ledgers you can reconcile against your own books
- Your program terms on record — advance rate, rate, and curtailment schedule you can check anytime